Credit Plus Health By Sean Toh - Financial Education

Gain Knowledge From Credit Plus Health

Introduction
Financial Education
Health Education
Financial Products & Services
Health Products & Services
@sk Sean Toh
Blogs Friends
About Sean Toh
Contact Sean Toh

Time Is Money

The Four Steps To Financial Freedom - Sean Toh

Step1 - The road to financial freedom is to have great health so that you are in good shape to learn.

Step 2 - An open mindset to start learning and practicing what you have learned.

Step 3 - Investing your time in your financial & health education so that you are in control of your life to create wealth to enjoy a better life.

Step 4 - Enjoy the wealth that you have created because you have been taking care of your health.

4 Steps To Financial Freedom (2007 edition) Sean Toh

4 Steps To Financial Freedom reveals the philosophies and secrets of Sean Toh's financial journey in creating wealth for himself. Here you will learn proven principles and timeless wealth building techniques, as well as simple, practical, and proven financial strategies used by thousands of people to create a life of abundance. By starting to practice these four steps, you will change you life. Make the decision now to take the necessary actions to embark on this journey of creating wealth for yourself.

The 4 Steps to Financial Freedom consist of:

Step 1 - Get Healthy and Strive for Great Health
Step 2 - Adopt an Open Mindset to Learn
Step 3 - Invest Your Time in Financial and Health Education
Step 4 - Enjoy the Wealth that You Have Created

You will also learn why financial education is directly linked to your financial destiny. Sean Toh shows you how to get financial education and how you can teach yourself to create and preserve your wealth. He explains the different types of incomes and how you can design a simple model for yourself to take action on so that you can start to see some financial success.

Embark on your financial education today to reach your financial destiny faster!

More information about Sean Toh: www.4stepsfinancialfreedom.com

Can be ordered or purchased from Amazon!


	The Effects Of Compound Interest
	The Concept of Time Is Money Time-value-of-money is the simple idea that money grow over time because it earns interest. And because interest earned in one period can earn more in the next, your money will not grow in a straight line. It will grow exponentially! We call this exponential growth compound interest. Compound interest so inspired Albert Einstein that once said it was the greatest discovery of the 20th century. In a way, he wasn't kidding. The effect of compound interest is impressive. To see the impact of compounding, look at these two examples: Example 1 If you compound $1,000 for 20 years at 5% per year, your money will grow to $2,653. If you compound the same amount over 40 years, you will end up with not 5.3 times, but 7 times your original investment (the exact amount is $7,040). That's exponential growth in action! Example 2 Suppose you compound $1,000 for 40 years at a higher rate of return of, say, 10%. Then, at the end of that period, your wealth will grow to an astonishing $45,259, the result of saving over a long time at a high rate of return. As you can see, in addition to time, the compounding effect becomes stronger if you are able to invest your money at higher rate of interest. The bottom line Compound interest is a wonderful friend to those who develop the saving habit early in their lives. But if you delay, it will constantly remind you of the wealth that you could have had. By Dr. Fong Wai Mun & Dr. Chng Lui

2006 (c) creditplushealth.com